Parts inventory
High-demand parts, special orders, and supplier balances can drain working capital.
Auto repair shops: check if your business may qualify for a fast line of credit.
Cover parts, mechanic payroll, diagnostic tools, lifts, vendor balances, and jobs that need cash before the customer pays. Commercial Capital Connect helps automotive repair shops compare fast funding options, including interest-only business lines of credit up to $1.5M.
The repair bay can be full while cash is still stuck in parts and payroll.
Automotive repair shops often front costs before the job is complete and collected.
Mechanic payroll
Skilled technicians need to be paid even when jobs are waiting on parts or pickup.
Tools and equipment
Diagnostic systems, lifts, compressors, and shop equipment can become urgent expenses.
Growth bottlenecks
More bays, faster turnaround, and fleet work may require capital before revenue rises.
Basic line of credit review criteria
These are common baseline review items, not a guarantee of approval or funding amount.
- Estimated Equifax score of 575 or higher
- Operating at least 30 days
- About $17,000+ in average monthly revenue
- Active repair shop location
- 0 to 2 active cash advances preferred
Why Commercial Capital Connect
CCC is a business finance marketplace, not a direct lender. One application can help compare potential options through a network of lending partners.
Automotive repair funding FAQ
Is this a guaranteed approval?
No. Final options depend on lender review, application details, documentation, and underwriting.
Can funds help with parts and tools?
They may. Repair shops often request capital for parts, payroll, tools, equipment, vendor balances, marketing, and expansion.
Does CCC lend directly?
No. Commercial Capital Connect helps match business owners with lending partners.